Personal Umbrella Insurance Coverage

Here at American One Insurance  we pride ourselves in making sure our clients in southeast Wisconsin and Milwaukee are aware of the benefits of the Personal Umbrella insurance policy. An umbrella insurance policy provides additional liability protection in amounts of 1 million, above and beyond the liability insurance included in your Auto, Home, Boat, and Recreational Vehicle policies. Many times during the day people stop and wonder if they have enough liability coverage on their car, home, motorcycle, boat, ATV or snowmobile. Am I secure in the knowledge that if I have an accident or a mishap with my car, motorcycle or boat and it's my fault, will my automobile, homeowners or recreational vehicle policies protect my interests and assets? [Two crashed cars]  Let's say you're driving your car and you lose control of your automobile, SUV or pick up truck and it slams into a school bus. No one is severely hurt however all of the 30 children on board are traumatized. The accident goes to court and you are held responsible for the damages which are awarded in the amount of $20,000 per child which equals $600,000. Your car insurance policy limits only pay to a maximum of $300,000 but you are responsible for the remaining $300,000, with the extra protection of a Personal Umbrella policy you no longer have to worry. As you can see a huge liability lawsuit can strike any family at any time – even your own! Now is the time to talk to one of the agents here at American One Insurance Agency LLC for a quote on a Personal Umbrella policy today! Call us today at (414) 539-4836 or find an agent near you.Type your paragraph here.

Home owners Insurance in Milwaukee , Wi.

The experienced insurance agents American One  Insurance proudly serve all of Wisconsin and the Milwaukee area. Our dedicated team of professionals are committed to obtaining the absolute best homeowners insurance rates for all Wisconsin residents. By evaluating your particular insurance needs, we are able to find the best policies that extend protection to all areas of your life.

By working hand in hand with our well renowned line of insurance carriers, you can rest assured that we will provide you with an insurance offer that reflects both your coverage and budgetary needs. Our customized policies are made exclusively based on the unique needs of each Milwaukee resident to ensure optimal security.

 we strive to provide each Milwaukee resident with the personalized homeowners insurance policies that maximize security. Security in the comfort of your home is attainable with us by your side. re.

American One Insurance  provides insurance for all types of automobiles including collector & antique vehicles, trailers, and recreational vehicles at an affordable price.

The auto policy covers you and members of your household while driving in an insured car or any other car not furnished for your regular use. It covers other people when they are driving your insured vehicle with permission.

An example of an auto claim
Customer called and said that they slid on an icy road and hit the vehicle in front of him. That vehicle was then pushed into the vehicle in front of them. Now you could have possible injuries in two different vehicles and damages done to both vehicles and most likely damage to your own vehicle. Your bodily injury coverage pays for the injuries caused by the accident. Your property damage coverage pays for the damage done to the vehicles that you have damaged with your vehicle. Collision coverage would coverage damage done to your vehicle minus your deductible.

Below is a brief description of coverage you will need for your car, truck, van or any personal vehicle you drive.

Automobile Bodily Injury Liability
In an accident where you are found to have been at fault, it pays for the medical treatments, rehabilitation, or funeral costs incurred by another driver, the other driver's passengers, passengers in your car, and pedestrians.

Property Damage Liability
Repair or replacement of other peoples vehicles or property that someone insured on your policy damages in an accident.

Medical Payments Coverage

Also called "Med Pay", it pays physicians and hospital bills, rehabilitation costs, and some funeral expenses for you and your passengers. It also pays limited compensation for services needed during convalescence. Medical Payments has increased to the amount of at least $10,000 however applicants and insures  may reject this coverage.

Uninsured/Under-insured Motorist Coverage
It pays you and members of your household for medical costs, rehabilitation, funeral costs, and losses from pain and suffering resulting from an accident caused by a driver who does not have insurance or lacks sufficient insurance. Under-insured motorist coverage may no longer be rejected in the State of Wisconsin effective June 1st, 2010. Limits of Uninsured/Under-insured Motorist Coverage have increased to a minimum of $100,000 per person and $300,000 per accident.

Rental Reimbursement and Towing Coverage
Rental reimbursement pays about $15 per day up to 30 days; towing pays anywhere from $50 to $100 per tow. Towing Pays for towing your wrecked car or disabled car after an accident.

These are examples of commonly available coverages from American One Insurance Agency, LLC. Your only source for Auto, Home and Business or Commercial insurance in Wisconsin! We will provide you with honest, quality service. We hope you will join our family of satisfied customers.

Auto and Classic Car Insurance.